Life Insurance References

Life Insurance is a promise from the insurance company told its customers that if the customer runs the risk of death in life, then the insurance company will provide compensation to a certain amount to the beneficiary of such customer. By taking life insurance, it is expected that the party that you leave no difficulty in paying the cost of His life. For your reference, the following is a list of companies that sell life insurance:

AMERICAN INTERNATIONAL GROUP LIPPO ( AIG LIPPO )
Menara BIDAKARA, Lantai 22
Jl.Gatot Subroto, Kav 71 - 73
Telp : 021 - 837.04722 , Fax: 021 - 837.04721
Pancoran - Jakarta Selatan


ASURANSI JIWA BUMIPUTERA JOHN HANCOCK
Plaza DM (d/h Mashill), Lt. 7
Jl. Jenderal Sudirman Kav. 25
Jakarta 12920
Telepon (021) 5228857-8, 5267990
Fax (021) 5229730
E-mail: info@jhancock@co.id


ASURANSI JIWA EKA LIFE
Wisma Eka Jiwa, Lt. 8
Jl. Mangga Dua Raya
Jakarta 10730
Telepon (021) 6257838
Fax (021) 6257837
E-mail: cs.ekalife@sinarmas.co.id

ASURANSI JIWA INDOLIFE PENSIONTAMA
Wisma Indocement, Lt. 3
Jl. Jenderal Sudirman Kav. 70-71
Jakarta 12910
Telepon (021) 5224074
Fax (021) 5224080, 5703775


ASURANSI JIWA METLIFE SEJAHTERA
Menara Mulia, Lt. 15
Jl. Jenderal Gatot Subroto, Kav. 9-11
Telepon (021) 5277608, 5277620


ASURANSI JIWA TUGU MANDIRI
Gd. Wirausaha (Enterprise Building), Lt. 6
Jl. HR Rasuna Said Kav. C-5
Kuningan, Jakarta 12940
Telepon (021) 5213111, 5213135


PT. ASURANSI JIWASRAYA
Head Office
Jl. Ir. H. Juanda no. 34
Jakarta 10120
Telepon (021) 3845031
Fax (021) 3862344
Email: asuransi@jiwasraya.co.id
Web Site: www.jiwasraya.co.id

Not All Insurance Needs

Insurance, insurance for some people is an account that is very helpful, for others are found to be important, even shunned. Justify so ..?

The good news, indeed, not everyone needs insurance. how come? Can once, you include people who do not need anymore Insurance provided that:
1. Already have enough funds that until your wife and your baby fall ill.

If you are a disciplined set aside funds for unforeseen circumstances, such as pain and cost a lot, then you do not need to have insurance anymore. Since you've prepared from the outset.

If you are in a condition like this, then do not need to have insurance, if ill stay habisin aja money already collected. Most of disesalin later is trying to have insurance, do not have to pay for itself, already paid for an insurance company ama.

2. Already have sufficient funds to Wife and Children (read: family) if she dies too fast.

Well, if you already have enough money to pay for regular household expenses (cost of living needs, electricity, PAM, etc.), children's education expenses, usually people like this have no mortgage. So with these conditions, you do not need to have insurance.

3. Already have sufficient funds for the cost of school children to graduate.

If you're designing your child's future education and have set up funds are also in accordance with the real cost calculation is needed, and although there a risk that befall you, but Dana Pendididkan persists, then you do not need to have insurance for children's education.

4. Already Sick-weakly.

Yes, when you are sick like you already have heart problems, diabetes, or there is a disease in a particular organ, then you do not need insurance anymore. Because the insurance company will certainly reject the filing of your insurance.

Now, while still healthy then there is no harm in having insurance. Because if you are already a sickly, auto insurance company will reject the filing of your insurance.

5. Your age is over 65 years.

Yes, because the age factor, you will usually be rejected when applying for insurance. Because usually an insurance company will accept customers under 60 years of age.

So, while still young and healthy, soon had his insurance account.

So already you know, that not everyone needs insurance. If you own roughly including those where ..?

And when you include people who yearn to live prosperous and want to send their parents on the day your baby until the level of high-level, but do not know how to prepare. We as a Financial Consultant will assist you in planning your finances.

Insurance Education

Insurance Education is a type of insurance that provides assurance / guarantee funds will be used for future education expenses. Insurance Education has two elements, namely Investments and Protection. Investments aims to create a number of fund / cash value to be able to beat inflation, so the fund or cash value that is created can be used for purposes of education funding.

Protection has the goal of providing health protection to themselves the Son or the primary participant or primary insured, so if there is a risk (illness), then this insurance will provide compensation, without reducing the funds that had invested in insurance education. With the protection this provided the funds already invested will not be disturbed because there was a risk. In addition to protection against children's health insurance, it also provides facilities STOP saving (read: invest), when parents (depositors) at risk, which then the company will take over for deposit to the account of the child on account of this education insurance sd adult children (ages 25 years). So with the existence of this protection, the Fund for the Education of certainty is always available when needed.

Preparing children's education is mandatory. In the verses of the Qur'an Allah warnsus not to leave any generation in weak condition. Weak here can be intended as ageneration that can not compete because the less educated and economicallyindependent not even poor.

Allah AWT said:

"And kill not your children - your childrenbecause of poverty. Wewill give luck to you and to them ". Q.S Al - An'am (6): 151

Readers who I respect, was introduced today by the name of education insurance ..? You as parents are wise and intelligent must have insurance this education, in order to guarantee / assurance fund for the education of children remain available, although in the course of any risk to save lives. Perhaps you are now confused, what is the appropriate insurance. You should not confuse, through this website I will help you provide options and solutions to the insurance. You can call me

Tips for Choosing Residential Insurance

Tips for Choosing Residential Insurance:

1. Note the 'quality' insurance company that provides, whether sufficient bona fide and meet minimum capital requirement of Rp 100 billion?
2. Check whether the company terdafatar in the finance department or Bapepam-LK
3. Check the insurance company's extensive service network, does have an office in your town?
4. Are insurance firms enter AAUI member?
5. Does the company already serves residential insurance products?
6. Make sure that the insurance companies have professional workers who
7. Ask the relation of image an insurance company regarding payment of compensation claims, whether many reject the claim?

What Advantages of Home Insurance?

Many homeowners stay still underestimate her house insurance. Home insurance not yet fully trust can provide benefits.

In fact, the external risks of natural disasters of floods, landslides, and the recent tornado continually looking at building our house. So, do not delay until the disaster came because the house will also need protection like you do on other valuable objects, like cars or motorcycles.

Secure. That's where the role of insurance. Not merely provide physical protection of course, but also non-physical or financial. Some advantages to insurance clients that include:

- you as a customer will receive financial compensation if the subject matter insured directly exposed to the risks listed in the summary of the insurance policy.

- You will get that forced the insured costs incurred pascamusibah, such as the cost of cleaning the rubble of damaged buildings or the cost of an architect or surveyor to renovate or rebuild homes pascamusibah insured.

- You will be acquiring an excellent after-sales service without having to wait for the occurrence of calamities such as:

* The estimated value of inflation when the insurance policy renewal notice for the building and all the residential buildings were insured for the insured value and fair enough
* Check the condition of the building free of termites or pest house
* Info-latest info from the insurance company
* Membership automatically

Why Insurance?

If you take out, you have to pay insurance premiums every month. It looks like money is lost. But if one day something happens to your health, then your medical expenses will be covered.

If you do not take insurance, it means you are spending less each month. If at any time you are exposed to severe illness (which cost tens or even hundreds of millions of dollars), then your own medical expenses.

Well, why should you take insurance?

Because the premiums you pay each month is not actually lost money. Rather, these premiums are indeed an expense must be paid each month. Concepts like this are very common in foreign countries like America and developed countries in Europe. That is why the health of the population is guaranteed.

While we in Indonesia? The majority of people still think of insurance as being "unnecessary". As a result, so there is a disaster, the family will be desperate for funds. Debt here and there, selling this and that. Things like this will not occur if the following insurance, because insurance companies will pay, not you.

Calm mind, health guaranteed, happier life.

Health Insurance

Provide an umbrella before it rains. This proverb is very precisely applied in our daily lives. We as humans can not know the future. Now we may be healthy, but if God wills, perhaps next week we hit a disease that we did not expect before.

Are you already making preparations to face the possibility of illness in the future? How does your financial plan? Do you realize, that the cost of hospital + medical + medicine is not cheap? Can you pay all that when the time comes?

With health insurance, your medical expenses will be borne by the insurance company.